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      Greater Harrisburg
       Association of
          REALTORS
®
   
424 N. Enola Drive
              Suite 1
     Enola, PA 17025

  Phone (717) 364-3200
    Fax (717) 364-3206

                                                    

We offer several options for you to complete your continuing education online:
 

Agency Law                                                                                                               Credit Hours:  4
This is a practical course for real estate agency that covers all facets of the law of agency. It first covers the history of agency law and common law, as well as the fiduciary responsibilities of an agent and how agencies may be created and terminated. The different types of agency are explained along with the benefits to all parties in the transaction. Buyer agency is explained in detail and how this concept has gained in favor in recent years. Examples of agency disclosure forms are included. The course concludes with a discussion of the different choices that agents face in how to run their own agency and gives statistics on current trends in the industry.
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Brokerage Relationships                                                                        Credit Hours:  5
This course is designed to fulfill continuing education credit for real estate professionals. The objective of this course is to provide a guide for starting a brokerage firm as well as tips for successfully managing a real estate brokerage firmselect this online course      resume course  

Business Economics and the Secondary Mortgage Market               Credit Hours:  3
This course is designed to give an overview of business economics and the secondary mortgage market. Its goal is to provide an understanding of the realities of debt financing and the economic conditions driving current markets.
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Buyer Agency                                                                                          Credit Hours:  4
This course is designed to fulfill continuing education requirements for real estate professionals. Buyer agency imposes special obligations and responsibilities on you as a real estate professional. As a buyers’ agent, you promise to deliver additional services and can be held liable for failing to do so. This course explores exciting and creative ways to provide valuable customer services and generate new and profitable clientele.  select this online course      
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Check it Out: Home Inspection in Real Estate Practice                    Credit Hours:  3.5
Learn the importance of property inspections and how to advise your clients about the inspection process.  You will understand how to prepare a home for inspection and how to limit your liability during the inspection process.  In addition, this course will teach you how to differentiate between regulated and unregulated property inspectors, how to analyze the final report, and the appropriate follow-up questions to ask the inspector once the final report is completed.
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Closing Procedures and Settlement Costs                                            Credit Hours:  6
We will also learn definitions of terms that are commonly used in the industry to help give an understanding of the process of real estate loan closing. In addition, we will look at some of the regulations governing real estate settlement and proposed changes in the way the title and escrow are conducted. Finally, we will study the documentation involved in closings from the perspective of the lender, the seller, and the buyerselect this online course
   
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Commercial Finance and Investment Analysis                                               Credit Hours:   7   
In this class, different types of commercial financing are explained in detail, with a review of investment evaluation methods, including property comparison, appraisal, capitalization rates and the time value of money.  You will also learn about all aspects of savings and loans, commercial loans and types of financing arrangements available for commercial loans, construction loans and second lien loans. 
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Commercial Leases                                                                                                      Credit Hours:    7  
This course will teach you to analyze the typical provisions of office leases.  You will determine the appropriate formula to use in calculating rent, learn about some of the issues related to rental rates in office leases, and understand which lease provisions are frequently the subject of negotiation.
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Commercial Module                                                                                                   Credit Hours:   7 
This seven hour residential module is designed to enable  the salesperson licensee to provide the highest level of professional services to consumers in commercial transactions. This is part two of the Real Estate Commission required courses for agents licensed after December 1, 2007. Excellent review course for all REALTORS. Protect yourself and your clients with proper documentation. Approved for 7 hours Real Estate Continuing Education credit. select this online course    
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Commercial Sales and Exchanges                                                                          Credit Hours:   7 
This course covers aspects of the commercial sales transaction and tax-deferred exchanges in great detail.  You will understand the advantages and disadvantages of investing in real estate, the four main categories of investment property, and key terms and concepts in real estate investment.  In addition, you  will learn the essential elements of the contract, closing procedures and benefits of the tax-deferred exchange. 
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Construction Details and Trends                                                               Credit Hours:  7
This course covers residential construction from the ground up. A comprehensive review of the entire process, including site preparation, footings and foundations, framing systems, Insulation and ventilation, HVAC, and mechanical systems. Special sections include new building materials and current environmental hazards such as lead paint and mold. There is an extensive section that investigates recent market and building trends, with projections for the house of the future.  select this online course       
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Contract Law                                                                                                Credit Hours:  3
This practical course covers all facets of contract law. It reviews oral and written contracts, the Uniform Commercial Code, and the Statute of Frauds. The making of a contract is detailed from offer to acceptance. Ten different kinds of contracts are explained. The five essentials of a valid contract are described. How contracts may be terminated is explored along with remedies in the event of breach of contract. Finally, real estate contracts are examined in detail, with sample formats and specific contingency clauses that may be encountered.  select this online course     
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Fair Housing                                                                                                   Credit Hours:  4
Discrimination can be subtle or overt and sometimes unintentional. It is crucial that real estate practitioners are aware of and compliant with the laws that govern housing discrimination. This course looks at the history of fair housing and examines in depth the most pertinent legislation in force today. The Fair Housing Act of 1968 was the first major legislation that applied to residential housing. The Fair Housing Amendments Act of 1988 broadened the coverage, increased the enforcement policies of the Act and stiffened the penalties invoked for violation of the Act. Specific advertising policies are investigated and illustrated. The procedure for filing a complaint of discrimination are studied in detail and there are lots of hints on how to stay clear of discriminatory practices in sales, rentals and financing of real estate.  select this online course
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Federal Law and Commercial Real Estate                                                  Credit Hours:  3.5
This course acquaints students to specific laws pertaining to commercial real estate ownership, transactions and federal laws governing real estate agencies.  Includes agency, contracts, deeds, easements, estates in land, zoning, tenancy, liens, foreclosures, title transfer, leases and court decisions.  select this online course        resume course 

Foundations in Sustainability:  “Greening” the Real Estate and Appraisal Industries   
                                                                                                                            Credit Hours:  7

We will discuss the many definitions in the marketplace for “green”, synergy and how it relates to sustainable building design, the building envelope and fundamental building systems. This course will also cover information that your clients should know in regards to sustainable building practices. In addition to the end-of-chapter quizzes and final exam, this course contains mini-quizzes that will test the knowledge of the material throughout each chapter. The mini-quizzes will help prepare you for not only the end-of-chapter quiz, but also for the cumulative final exam at the end of the course.  select this online course
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General Module                                                                                                Credit Hours:  7
The purpose of this course is to provide standard salespersons with a high level of knowledge and understanding regarding key areas of real estate practice. This is part one of the Real Estate Commission required courses for agents licensed after December 1, 2007. This is an excellent review course for all REALTORS®. Protect yourself and your client with proper documentation. Approved for 7 hours of Real Estate Continuing Education credit.
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Highlights of Real Property Law                                                                   Credit Hours:  7
This course is designed to fulfill real estate continuing education credit. The objective of this course is to familiarize students with Real Property Law through emphasis on practical information and illustrative scenarios. The nature and classes of real property; the role of deeds and conveyances; covenants, conditions and restrictions; easements and their purpose and transfer; and numerous other topics related to real estate law are included in this comprehensive course.  select this online course
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Introduction to Green Building for REALTORS®                                         Credit Hours:  2
This course is designed to fulfill three hours of continuing education credit for realtors. The objective of this course is to introduce real estate professionals to environment-friendly concepts, sustainable building materials, and design and LEED®. Topics include the relationship between the environment and real estate professionals, renewable energy structures, business marketing, EEM’s, misrepresentations, and green certifications select this online course
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Keeping Yourself and Your Broker Out of Court                                        Credit Hours:  3
The purpose of this course is to explore some sound risk management procedures which can minimize your exposure and reduce your risk of being threatened or served with a lawsuit. In this course, emphasis is placed on shifting the risk to professionals who specialize in a particular field within the real estate industry. By doing so, you also will reduce the risk to your brokerage and your clients. Today’s consumers often have increased expectations about the services that we provide as real estate professionals. Mastering some basic risk reduction procedures will assist you in meeting, or perhaps exceeding, these expectations and reduce your likelihood of being involved in litigation. In addition to the end-of-chapter quizzes and final exam, this course contains mini-quizzes that will test the knowledge of the material throughout each chapter. The mini-quizzes will help prepare you for not only the end-of-chapter quiz, but also for the cumulative final exam at the end of the course.  select this online course
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Leading the Real Estate Transaction                                                               Credit Hours:  4
In every real estate transaction someone has to lead the process. Leadership may be shared if everyone understands how it works. However, in most cases, someone takes charge and becomes the driving force behind successfully completing the process and closing the transaction. Given the opportunity to lead, one should prefer to lead or share leadership than to follow or, worse, do nothing to aid in the process. So how does one gain leadership? This course will explain and illustrate the processes necessary for gaining leadership and taking the lead in the transaction. In addition to the end-of-chapter quizzes and final exam, this course contains mini-quizzes that will test the knowledge of the material throughout each chapter. The mini-quizzes will help prepare you for not only the end-of-chapter quiz, but also for the cumulative final exam at the end of the course.  select this online course
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Liens, Taxes and Foreclosures                                                                         Credit Hours:  4
This course will provide a comprehensive study of all aspects of liens, titles and foreclosures, addressing all types of liens and their classifications. The course also will discuss taxes and their importance in the real estate industry. Finally, it will cover foreclosures and how to delay and dispute them.  select this online course
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Listing A Property and Cooperating with Other Licensees                        Credit Hours:  3
This course is designed to fulfill continuing education requirements for real estate professionals. The objective of this course is to provide students with an overview of the procedures when listing a property, as well as the different types of property listings. This course will also cover the importance of communication between real estate professionals.  select this online course
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Maximize Your Buyer’s Borrowing Power                                                 Credit Hours:  3.5
Through this class, you will learn the basic elements in real estate finance, including the calculation and use of debt ratios, understanding loan types and programs, and comparison of lending sources. Participants will also discuss how credit can affect one’s ability to obtain a mortgage and learn shortcut formulas for estimating closing costs.  Finally, you will complete a sample qualifying worksheet, to apply what you have learned. 
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Methods of Residential Finance                                                                    Credit Hours:  7
All of the various forms of residential real estate financing are explained in this course, including
conventional FHA, VA loans, loan assumptions, purchase money mortgages and alternative financing.  This class also covers financing legislation, mortgage insurance requirements and calculations, and a full knowledge of the role and function of the FHA. 
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Misrepresentations and Case Studies                                                           Credit Hours:  4
This course is design to fulfill continuing education requirements for Real Estate Agents. The objective of this course is to examine the pitfall of misrepresentation with the purpose of helping agents not to fall innocently prey to its dangers. This course identifies procedures set up to protect them and examples of what can happen when they are not followed.  select this online course
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Pennsylvania Trust Fund Handling                                                               Credit Hours:  3
This course is designed to fulfill continuing education credit for real estate professionals in Pennsylvania. Trust funds are an important aspect of the real estate industry. The objectives of this course are to become familiar with and comprehend trust fund handling laws in Pennsylvania.  select this online course
    
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Pricing Property to Sell                                                                                    Credit Hours:  7
This class will examine and teach you to apply some of the basic approaches used to price property, and help you understand the factors which affect the value of a home. You will learn to distinguish pricing from appraisal, and market price from market value. There will be a segment on the replacement cost method, and when to use it. In addition, you will review the principles of value, including supply and demand, competition and diminishing marginal returns, as well as how to complete a market analysis worksheet. 
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Principles of Finance & the Mortgage Market                                              Credit Hours:  3
This course provides an in-depth look into the financing process of mortgages to purchase real estate. It also examines the organizations which provide that financing. Then the course breaks down the various lending organizations and how they operate to facilitate the financing process. Recent legislation is also discussed as it impacts the financing process.
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Property Management                                                                                    Credit Hours:  3
This course is designed to explain the many roles and responsibilities of the property manager. Through discussion and examples, we will cover the manager’s duties and ethical standards, as well as rental agreements that are most commonly associated with property managers.
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Property Pricing and CMAs                                                                             Credit Hours:  3
This course is designed to provide continuing education credits for real estate licensees. We will study all aspects of Property Pricing, from the process of selecting comparable sales in the marketplace to the presentation of a complete Comparative Market Analysis. We will learn how adjustments are made in determining price ranges and how to apply that knowledge to actual practice. We will see how to organize a complete presentation and the value of presenting ourselves as though at an interview for a new job. The benefits of presenting the CMA as an actual business plan will be explored, and by the end of the course we will have completed one CMA select this online course
       
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Property Valuation: Cost Approach Overview                                            Credit Hours:  7
This course covers the steps in the cost approach to valuation, including methods for estimating cost and estimating depreciation. Students will apply what they learn using numerous examples.
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Property Valuation: Income Capitalization Overview                                Credit Hours:  7
This course covers the steps in the income approach to valuation, including estimating income and expenses and estimating capitalization rates. Both direct capitalization and yield capitalization are discussed. Students will apply what they learn using numerous examples.

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Property Valuation: Sales Comparison Approach                                      Credit Hours:  7
This course covers the steps in the sales comparison approach to valuation. The course explains the data collection process and the various methods for estimating adjustments. Students will apply what they learn using numerous examples.
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Real Estate Ethics and Communication                                                        Credit Hours:  3
*Does Not Fulfill the NAR’s Quadrennial Ethics Requirement*
The objective of this course is to provide students with an overview of ethics and communication used in the practice of real estate. Learning objectives include differentiating between legal and ethical standards as well as learning types of communication to expedite the processes between agent and client. select this online course
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Real Estate Ethics and Standards of Professional Conduct                    Credit Hours:  3
*Does Not Fulfill the NAR’s Quadrennial Ethics Requirement*
The objective of this course is to provide students with an overview of the Code of Ethics and Standards of Practice of the National Association of REALTORS® as it applies to the profession of real estate. Additionally, this course seeks to increase understanding of ethical behavior by providing sample scenarios and common illegal practices to guide the practical decision making of licensees. select this online course
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Risk Management                                                                                               Credit Hours:  3
This course presents an overview of those business issues and practices that are most commonly the basis for lawsuits and/or complaints to state real estate commissions. It outlines the most significant areas of risk, and provides specific policies and procedures you can adopt to minimize your risk and help in your defense if you are named in a complaint.  select this online course
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Real Estate Mathematics                                                                                Credit Hours:  3
This course is designed to provide continuing education for real estate professionals. This course will cover basic math skills that real estate professionals must be able to perform for their daily transactions. The triangle formula; calculations for loan balance and mortgage payments; Loan-to-Value ratios; and measuring the area of a structure are all detailed in this comprehensive overview
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Residential Module                                                                                           Credit Hours:  7
This seven hour residential module is designed to enable the salesperson licensee to provide the highest level of professional services to consumers in residential transactions. This is part two of the Real Estate Commission required courses for agents licensed after December 1, 2007. Excellent review course for all REALTORS®. Protect yourself and your clients with proper documentation. Approved for 7 hours Real Estate Continuing Education credit. select this online course                  
resume course  

RESPA                                                                                                                      Credit Hours:  3
This course is designed to fulfill continuing education requirements for real estate professionals. The objective of this course is to introduce real estate professionals to the Real Estate Settlement Procedures Act, or RESPA. This course also will examine some of the different types of real estate fraud.  select this online course
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Safety Precautions for Real Estate Professionals                                         Credit Hours:  3
This course is designed to prepare real estate professionals for the dangers that they may face on the job. Topics include how to stay safe in the office, safely showing properties and open houses, using the cell phone as a life-line, and spreading the message of safety to clients.  select this online course
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Short Sales                                                                                                         Credit Hours:  3
The objective of this course is to help the real estate professional understand the current real estate market, including bank “work-out” options available to delinquent borrowers. In addition, the course is designed to provide insight into the ways real estate professionals can work with banks and homeowners to mitigate losses while working in a declining market.  select this online course
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Size Matters:  Residential Square Footage                                                    Credit Hours:  4
This course describes the methods that will standardize the creation and calculation process, and enable the users of this information to obtain accurate and reproducible measurements for the total gross living area of residential properties. The agent will learn how to treat the finished areas above and below grade, finished living areas above the garage, and any partially finished or unfinished areas within the structure. The American Measurement Standard will allow agents, appraisers, and organizations to agree and cooperate in communicating these square footage quantities to users of this information.
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Tax Advantages of Home Ownership                                                           Credit Hours:  7
This course will explain the different types of homeowner’s tax benefits, including home office depreciation, move-related deductions and calculating the impact of real estate taxes on homeowner tax breaks. You will also learn about tax consequences, as well as how to calculate and recognize gain from a home sale. Also included, is a review about the importance of accurate tax record keeping, understanding the reverse equity mortgage loan, and guidelines for the tax-free gift giving of a home. In addition, you will compare different types of closing costs and the advantages of each, as well as understanding how things like deferred gain, home improvements, energy tax credits, closing costs and casualty losses will affect the adjusted tax base of a home.  select this online course                
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Tax Free Exchanges                                                                                      Credit Hours:  3.5
This course will teach you the basics of a tax free exchange of residential investment property.  Topics covered include requirements of a tax free exchange, the four types of exchanges, how to determine what property is eligible for exchange, and methods for transferring title when an exchange takes place. You will also learn the various methods of transferring title in an exchange. select this online course                       
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Using the Internet in your Real Estate Practice: An Introduction           Credit Hours:  3.5
This course will assess the impact of the internet of the real estate business.  It will help you analyze the hardware and software requirements for accessing the internet, utilize the internet to market listings and to find useful real estate information, illustrate the steps involved in sending email messages, and utilize email to market listings and manage leads, and determine the appropriate features of a web site to maximize exposure to potential clients and customers.  select this online course                        resume course     

Taxation of Real Estate Capital Gain                                                              Credit Hours:  3
This course provides an in-depth look at taxation of capital gain related to the disposition of real estate assets. There are two main topics covered: taxation of the capital gain from sale of the main residence and taxation of capital gain from investment properties. The effect of Foreign Investment in Real Property Tax Act of 1980 on the disposition of real estate assets, and some aspects of the 1031 like kind exchange are illustrated. A substantial number of examples and exercises enhance the student's understanding of the topic.  select this online course
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The Qualifying Process                                                                                   Credit Hours:  3
This course is designed to fulfill continuing education requirements for real estate professionals. Its objective is to provide students with an overview of the buying or selling mortgage process and changes affecting the practice of real estate. It will discuss general underwriting ratios and how debts compare to income, explain the sources of cash and income and how credit requirements relate to the loan process, and underline the importance of the pre-qualification process as a professional tool.  select this online course
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What every Agent Should Know                                                                       Credit Hours:  2
This course provides an in depth look at vital skills that an agent should acquire and use in every interaction with clients or potential clients. These skills range from communication to communication to communication. Communication affects how we talk and how we listen. It is not only verbal but also bodily communication. It means understanding the client standing in front of you. The agent who can tap into clients' information processing systems will be able to present information in a more effective manner and develop better, more effective, and more profitable client relationships.  select this online course
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What Real Estate Professionals Need to Know about FHA                           Credit Hours:  4
This course will provide an in-depth look at FHA mortgage lending policies. The purpose of this course is to familiarize the real estate professional with current regulations and how they apply to residential lending for various property types. It will address the purpose and history of FHA, FHA appraisals and property eligibility requirements, and special loans and property types.  select this online course
                           
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